Our Team

At First Line Home Mortgage, our mission is to simplify the housing finance process, from application to pre-approval and beyond. With our advanced technology and expert real estate finance team, we've developed a proactive approach to lending, creating a cohesive and elegant experience for all parties involved in the transaction.

Jeff Garman

Executive Finance Manager

NMLS # 64822

Jeff joined the Navy at 17 years old to travel the world, grow up a little and earn his college education. Even though launching airplanes off the flight deck of the USS Nimitz did not become his calling, the 6 years he spent in the military made him the person he is today. After the military and earning his college degree, Jeff ventured into the world of finance, igniting a career that has spanned over two decades helping thousands of families with their mortgage financing since 1999. 

Jeff prides himself with a passionate and heartfelt drive to serve his realtor and buying clients’ best interests. He is dedicated, knowledgeable, and offers the highest level of expertise in Mortgage Finance. Passionate to his craft, and with the muscle and expertise of an amazing support team, Jeff will not skip a beat when it comes to serving his clients. Jeff’s realtor and buyer clients become friends, not just transactions. 

Jeff loves hiking, mountain biking, skiing, river rafting, paddle boarding, and so much more, but never without his beautiful wife Misty and their 2 dogs Stoney and Bella.  Jeff and Misty have 4 children and 3 grandchildren.

Kelli McGuire

Amazing Senior Processor

NMLS# 316046

Kelli, with over 20 years of extensive processing experience, has adeptly handled a diverse range of loan types, including Conventional, FHA, VA, USDA, and non-QM loans. Her communication style is consistently calm and professional, allowing her to collaborate effectively with others. Kelli’s sharp problem-solving skills come into play as she structures files, overcomes challenges, and provides alternative solutions when necessary. On her days off she loves to read, sing karaoke, and play Texas holdem poker.

Put simply, Front Line Home Mortgage lets you hit the ‘Easy Button’ in obtaining your perfect mortgage.

Jeff Garman

Executive Finance Manager

What Our Customers Are Saying

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While you are searching for homes or thinking of listing your home, get your finances in line first with a fast loan pre-qualification for your next home!

Click on our associate that you’d like to apply with.

Jeff Garman

Executive Finance Manager

Kelli McGuire

Amazing Senior Processor

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Get Your FREE Pre-Approval Letter

Do you know how much home you can afford? Take the first step by getting pre-approved here for FREE!

By submitting your information, you consent to join the email list and receive SMS and phone calls from IntroLend Preferred Partners. Message and data rates may apply. Message frequency varies. We ensure your information is not shared with 3rd parties. More details on this are in our Privacy Policy and Terms of Service. Contact us at (+1) 913-374-7699. Text or Email "STOP" to cancel.

Want to fast forward and obtain your loan approval immediately? Let's do it!

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